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Talk about a severance package.

In 1996 porn actor Steven St. Croix [pictured right] signed a contract with Vivid Video to appear in 33 movies and direct two feature films. Then Vivid immediately took out a $1M insurance policy on St. Croix’s penis in case it got cut off.

It cost them $2,000 for a year’s coverage. True story. The reason for such precaution, according to Vivid, was AVN Hall of Fame inductee St. Croix’s penchant for riding motorcycles [he bought a Honda Shadow] and wanted to cover their butts against possible injury.

A clause in the policy stipulated that coverage is payable to Vivid upon “accidental bodily injury sustained from an accident which results in physical severance of his (St. Croix’s) genitalia.”

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