Scott Fayner writes on www.lukeford.com : I spoke yesterday afternoon to T.J., the man who allegedly lost his house to Kayden Kross’ real estate scam.

Q: Can you run through what happened?

About three years ago, I was hurt on the job. I was put on disablity, and was waiting for my workers comp check. Unfortunately, this put me in kind of a financial pickle.

I was informed of a deal I could make in which I could keep my house, but kind of a different program, where I sold the house, and then it was leased back to me for a designated term, and then I would buy the house back.

They worked it out so a buyer named Kim (Kayden Kross) was gonna buy the house, lease it back to us, and then at the end of the term would sell it back to me after I got my settlement from workers comp.

Little did I know at the time that Kim’s plan was to get the title and sell it, and to never pay the mortgage, even though we were paying her lease payments which almost covered her mortgage payment.

After a few months, I started getting mail from Washington Mutual for another name as the title owner. This is when I found out that Kim had sold the title to another person, who in turn took out a huge loan against the property.

Q: Did she know about your situation, being disabled with a wife and four children?

Oh, yes! My wife and I spoke to her on the phone and met with her on a few occasions. She knew exactly what was at stake for us.

Q: Do you think she knew from the start what she was going to do, or was it something that came later?

I believe she knew from the start what she was going to do to us, and didn’t really care about hurting us. From what I’ve been told, she had even taken some real estate courses. Either someone told her about this scam or she already knew about it. There is no doubt in my mind that she knew exactly what she was doing when she met us.

Q: So what happened to you?

We were eventually kicked out of the house, about six months from the time we signed the deal to the time her mortgage company foreclosed on the house. They came to us saying, “this house is foreclosed by the owner.” And I said, “I’m still the owner!” But she never made payments, despite me paying her for months. She pocketed it all.

The mortgage broker Scott put my family up in a condo owned by someone he does business with. Eventually we had to move again on a moments notice. And I’m disabled!

Q: You are also a war veteran?

Yes. I was in the Marines.

Q: Well, thank you for that. Listen, Kim seems to think this is all Scott’s (the mortgage broker) fault.

No way. When Scott found out what was going on, he immedietly called the Sheriff’s Department to try and get it taken care of. He has been by my side since the beginning of this fiasco.

Q: Last Question: What would you like to see happen to Kim?

I’d love for her to make some restitutions. I owned that house for fifteen years. I was injured on the job, not by some foolish mistake. I was trying to get back on track when she took everything from me.

I’d also like to see Kim spend a long time in prison. She bilked me, she bilked the state and she bilked the federal government for taxes.

Calls to Kayden, Adam & Eve and my weed dealer were not returned by press time.