from www.tmz.com – Let’s hope the boys at Houck Construction like naughty co-eds — otherwise Joe Francis may have to write them a fat check.

Francis is being sued by a construction company that did work on his Bel Air, Calif. home. According to the lawsuit, Francis racked up a construction bill of $403,363.27. The company claims Joe forked over $356,329.61 — but must have forgotten to carry a one or something because he still owes them $47,033.66 (plus another $24,848.19 in interest).

Perhaps Joe can trade a few thousand copies of “Girls Gone Wild Freshman Sex Orientation” to make up the difference.